Terms of service

These terms govern access to and use of the CowriePay platform operated by COWRIEX SAS. By creating an account or using the API, you accept these terms.

Business accounts are subject to KYB verification. You are responsible for safeguarding your credentials, API keys and multi-factor authentication.

CowriePay provides wallet-as-a-service and stablecoin payment infrastructure: multi-chain wallets, on-chain collections, API payouts and payment intents, on TRON, BSC and Ethereum.

Fees are communicated during onboarding and may vary by asset and volume.

Minimums, maximums and per-asset limits may apply, including limits imposed by our partners. Withdrawals are subject to allow-list, cooling-off and destination screening.

You may not use CowriePay for fraud, money laundering, sanctions evasion or any unlawful activity. We may suspend accounts that breach these rules.

The services are provided on an as-is basis without a guarantee of uninterrupted availability. To the extent permitted by law, liability is capped at the total fees paid in the preceding twelve months.

API keys are personal and non-transferable. Reverse engineering and abuse are prohibited.

We may update these terms, effective on publication. You may close your account, and we may suspend or terminate access in case of breach.

These terms are governed by the law of Benin. Disputes fall under the courts of Cotonou.