Collect from buyers, pay out sellers

One address per account, one webhook per event, payouts by API.

app.cowriepay.io
Collect from buyers, pay out sellers

The problem

Collecting internationally where card payments struggle, then paying many sellers, usually means building wallet infrastructure and payout controls in-house.

How CowriePay helps

1

One address per account

Every seller or buyer on your platform gets a dedicated deposit address, reused and tracked.

2

Detect and confirm

Deposits are detected in real time and credited at on-chain finality; your system receives a signed webhook at every state change.

3

Consolidate and pay out

You consolidate to your treasury and trigger payouts by API, with an allow-list and per-asset limits.

Who it is for

Platforms and marketplaces collecting from buyers and disbursing to many sellers.

Products used

WalletsCollectionsPayouts
Integration model

The stablecoin settlement layer, run end to end

CowriePay operates the receipt, screening, consolidation and dispatch of stablecoins, with the controls a bank expects. Two ways to integrate: direct, from the dashboard and the API, or white-label, inside your product. The fiat leg runs on the settlement partners of your choice, and the customer relationship stays yours.

Security and compliance

Compliance built into every flow

Sanctions screening on deposits and payouts
KYB with UBO capture
Full audit trail on every action
Suspicious-transaction reporting (CENTIF, NFIU)
Withdrawal allow-list and cooling-off
Per-asset and rolling 24h limits
Four-eyes approval and value-aware step-up
HMAC-signed webhooks with rotation
Scoped API keys and MFA
Security overview

Frequently asked questions

Which assets can my customers pay with?

USDT on TRON, BNB Chain and Ethereum, plus USDC and EURC on Ethereum.

How do I reconcile a payment to an account?

Each seller or buyer has a dedicated deposit address, reused and tracked, so every deposit reconciles to the right account.

Can I control payouts?

Yes. An allow-list, a cooling-off window for new destinations, and limits per transaction and over a rolling 24 hours, per asset.

Solutions

Start moving money in stablecoins

Create an account and get API keys in minutes, or talk to our team.