Programmatic collection and payout
Give every seller a dedicated sub-account, then collect and disburse by API.
The problem
Marketplaces need to collect from many buyers and pay many sellers, each with their own balance, without building wallet infrastructure in-house.
How CowriePay helps
Onboard sellers
Create a Customer and a dedicated wallet for each seller.
Collect
Track on-chain deposits per seller in real time.
Disburse
Pay each seller by API, with limits and allow-listing.
Who it is for
Platforms and marketplaces disbursing to many recipients.
Products used
Frequently asked questions
Can I give each seller their own balance?
Yes. With the Customers resource, each seller gets a dedicated sub-account and wallet.
How do I know which payment belongs to which seller?
Each seller has a dedicated deposit address, and payment intents carry a customer and reference, so every deposit reconciles to the right seller.
Is payout automated?
Yes. Payouts are API-initiated and can be triggered programmatically, with allow-lists and per-asset limits.