Launch stablecoin products without building the infrastructure
Custody, collections, payouts, screening and signed webhooks. By API, under your brand.
The problem
Adding a stablecoin account, merchant collection or an international corridor to your product usually means building custody, screening and blockchain operations in-house: a new business line before your first customer.
How CowriePay helps
The customer journey stays yours
Your application keeps the customer journey end to end; your fiat rails and existing partners stay unchanged.
The stablecoin layer by API
One address per user on TRON, BNB Chain and Ethereum, provisioned in one API call: detection, screening, consolidation and payouts.
Evidence built in
Every sensitive action is recorded as an audit event and retained for ten years; signed webhooks keep your system in sync.
Who it is for
Fintechs and payment service providers adding stablecoin accounts, merchant collection or corridors to their offer.
Products used
The stablecoin settlement layer, run end to end
CowriePay operates the receipt, screening, consolidation and dispatch of stablecoins, with the controls a bank expects. Two ways to integrate: direct, from the dashboard and the API, or white-label, inside your product. The fiat leg runs on the settlement partners of your choice, and the customer relationship stays yours.
Compliance built into every flow
Frequently asked questions
Do our customers see CowriePay?
No, unless you decide otherwise. You integrate the API under your brand; addresses, webhooks and reconciliation stay on the operator side.
What will our regulator and our bank see?
Source-of-funds screening against sanctions lists before any credit, with funds held if screening cannot run; KYB with beneficial-owner identification; an audit trail on every sensitive action; and suspicious-transaction report worksheets to complete for the national financial intelligence units (CENTIF in Benin, NFIU in Nigeria).
How fast can we go live?
The sandbox is immediate after signup. Going live is gated on KYB verification of your business only.
Start moving money in stablecoins
Create an account and get API keys in minutes, or talk to our team.