Settle your corridors in minutes, weekends included

Collect, detect, consolidate and settle in stablecoins. Your licences and your local rails, our infrastructure.

app.cowriepay.io
Settle your corridors in minutes, weekends included

The problem

Settling corridors through correspondent banking is slow and capital-hungry: pre-funding traps capital in every market, and settlement stops on weekends and holidays.

How CowriePay helps

1

Collect on your rails

You collect from your customer, under your licence, on your local rails, then convert into stablecoins.

2

We operate the stablecoin leg

CowriePay receives on a dedicated address, confirms at on-chain finality, screens the source of funds, notifies your system and consolidates to your treasury.

3

Your partner pays out

Your settlement partner pays the beneficiary in local currency. On-chain rails do not close: settlement follows the pace of your customers.

Who it is for

Money transfer operators and payment businesses settling corridors across borders.

Products used

WalletsCollectionsPayouts
Integration model

The stablecoin settlement layer, run end to end

CowriePay operates the receipt, screening, consolidation and dispatch of stablecoins, with the controls a bank expects. Two ways to integrate: direct, from the dashboard and the API, or white-label, inside your product. The fiat leg runs on the settlement partners of your choice, and the customer relationship stays yours.

Security and compliance

Compliance built into every flow

Sanctions screening on deposits and payouts
KYB with UBO capture
Full audit trail on every action
Suspicious-transaction reporting (CENTIF, NFIU)
Withdrawal allow-list and cooling-off
Per-asset and rolling 24h limits
Four-eyes approval and value-aware step-up
HMAC-signed webhooks with rotation
Scoped API keys and MFA
Security overview

Frequently asked questions

Do we need to hold stablecoins to start?

No. You convert at settlement time. CowriePay operates the receiving, screening and consolidation; your fiat rails stay in place.

What happens if a deposit fails screening?

Funds are held instead of released, and your team is notified. If screening cannot run, the hold applies by default.

Which assets and chains are supported?

USDT on TRON, BNB Chain and Ethereum, plus USDC and EURC on Ethereum, today.

Solutions

Start moving money in stablecoins

Create an account and get API keys in minutes, or talk to our team.