Pay your teams in minutes, wherever they are
Stablecoin disbursements, screened and tracked, by API or from the dashboard.
The problem
Paying teams spread across several countries is slow and expensive on legacy rails, and hard to control at scale.
How CowriePay helps
Fund and allow-list
Fund your disbursement balance and register payout addresses, with a cooling-off period before they can receive.
Submit disbursements
By API or from the dashboard with step-up 2FA; every destination passes the allow-list, the cooling-off window and the limits before execution.
Approve and track
A second approver can be required above a threshold you set; your system is notified at every state by signed webhook.
Who it is for
Employers, platforms and businesses paying people and partners at scale.
Products used
The stablecoin settlement layer, run end to end
CowriePay operates the receipt, screening, consolidation and dispatch of stablecoins, with the controls a bank expects. Two ways to integrate: direct, from the dashboard and the API, or white-label, inside your product. The fiat leg runs on the settlement partners of your choice, and the customer relationship stays yours.
Compliance built into every flow
Frequently asked questions
Does the recipient need a CowriePay account?
No. You pay out to the external address of their choice, once it is added to your allow-list.
Can we require two approvals?
Yes. Four-eyes approval can be required above a threshold you set, with step-up 2FA on every approval.
What does our system see?
A signed webhook at every state change: processing, pending approval, confirmed, failed or cancelled.
Start moving money in stablecoins
Create an account and get API keys in minutes, or talk to our team.